How SMBs Can Stop Losing Rewards on Vendor Payments


Running a small or medium business often feels like spinning plates. You’re trying to grow your business, pay employees, and keep vendors happy — all at the same time. One issue that keeps tripping up business owners? Vendors who don’t accept credit cards.

You know the scenario: your credit card is ready, loaded with points or cashback opportunities, but the vendor only accepts ACH, wire transfers, or checks. Suddenly, you’re stuck paying in a way that doesn’t benefit your business — and losing out on rewards.

The Modern Fix

Thanks to fintech for SMBs, there’s a solution. Platforms like Zil Money offer a Pay by Credit Card feature. Here’s how it works: you pay with your credit card, and the vendor still gets their money the way they want — ACH, wire, or check. Everyone wins.

Why SMB Owners Love It

  1. Better Cash Flow: Hold onto your money longer while still paying vendors on time.

  2. Earn Rewards: Every transaction counts toward points, miles, or cashback.

  3. Less Paperwork: One platform to track, schedule, and manage all payments.

  4. Vendor-Friendly: No need to ask vendors to change how they accept payments.

Making Smart Payments Simple

For small and medium businesses, efficiency matters. Adopting Pay by Credit Card is a practical way to streamline vendor payments, protect cash flow, and maximize credit card rewards — without adding stress or complexity.

If you’re curious about how this works in practice, Zil Money’s website is a helpful resource for SMBs looking to improve payment workflows and make every dollar work harder.
Location: United States

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