Business Payment Solutions

Running a small or medium-sized business is never easy — especially when it comes to managing vendor payments. Many vendors still don’t accept credit cards, forcing business owners to rely on checks or bank transfers. This not only slows things down but also causes missed opportunities for credit card rewards and tighter cash flow . The Common Payment Challenge Most small businesses face a familiar problem: vendors want ACH or checks, while owners want the flexibility of credit card payments. Without a unified system, payment management becomes confusing and time-consuming. That’s where fintech for SMB steps in to bridge the gap. How Fintech Platforms Like Zil Money Help Modern fintech platforms such as Zil Money now offer innovative vendor payment solutions — including a powerful feature called Pay by Credit Card . With this option, businesses can pay any vendor via credit card, even if the vendor doesn’t accept cards. Vendors still receive payments through their preferred methods...

  Running a business means balancing multiple payments, invoices, and expenses. But what if your vendors don’t accept credit cards? Traditionally, that meant using ACH, checks, or wires — until now. With modern payment platforms like Zil Money’s Pay by Credit Card , businesses can now pay vendors by credit card — even when those vendors don’t accept cards directly. Here’s why this can completely transform your business cash flow: 1. Gain Extra Time to Pay Credit cards give you up to 45 days (depending on your billing cycle) before the payment is due. That’s valuable breathing room to handle inventory, payroll, or other operating costs without draining your bank balance right away. 2. Keep Vendors Happy Your vendors still receive their payments via ACH, wire, or check — whichever method they prefer. You enjoy the flexibility of using your card, and they get their money on time. 3. Earn Rewards for Business Spending Every time you pay a vendor by credit card, you can earn cashback, p...

Note: This is a fictional story meant to illustrate real-world challenges and solutions . When Sara launched her home décor brand in 2021, she didn’t imagine that her biggest hurdle wouldn’t be design or demand — it would be payments . Her vendors were scattered across the country. Some accepted bank transfers, others only checks. A few international suppliers required wire payments. It was chaos. “I spent more time figuring out how to pay people than actually growing my business,” Sara laughs now. Then she discovered something that changed her entire workflow — platforms like Zil Money’s Pay by Credit Card . A Small Shift with a Big Impact Sara could now pay any vendor using her credit card , even if that vendor didn’t accept cards. The platform handled the rest — delivering the funds as ACH, wire, or even check. It sounds simple, but the ripple effects were huge: Her cash flow opened up. She could pay on time while keeping funds available for marketing and stock. She earned credit...

Managing vendor payments can often feel like walking a tightrope — trying to keep suppliers happy while also maintaining enough cash flow to keep your business running smoothly. For many small and medium-sized businesses, this challenge becomes even more frustrating when vendors refuse to accept credit card payments. Not only does that limit flexibility, but it also means missing out on valuable credit card rewards and opportunities to improve cash management. Thankfully, fintech platforms such as Zil Money are transforming how business payments work. What Is “Pay by Credit Card”? “ Pay by Credit Card ” is a fintech feature that lets businesses pay vendors using a credit card — even if the vendor doesn’t accept cards directly. The platform processes the card payment and then sends funds to the vendor through their preferred method, whether it’s ACH , wire transfer , or a check . This means your vendors get paid exactly the way they want, while you enjoy the flexibility and benefits o...

Managing vendor payments can be a major headache for small and medium-sized businesses. While paying suppliers on time is essential for maintaining strong relationships, challenges such as vendors not accepting credit cards or the complexity of multiple payment methods can slow down operations and impact cash flow. On top of that, businesses often miss out on valuable credit card rewards simply because their vendors don’t accept card payments. Fortunately, fintech platforms are stepping in to bridge the gap. Solutions like Zil Money offer a Pay by Credit Card feature, enabling businesses to pay vendors via credit card—even if the vendor prefers ACH, wire transfers, or traditional checks. This approach ensures your suppliers get paid on time using their preferred method while you enjoy the flexibility and rewards associated with credit card payments. Key Benefits of Pay by Credit Card for SMBs Enhanced Cash Flow Using a credit card for vendor payments allows businesses to delay cash o...

For small and medium businesses, managing vendor payments is often more complicated than it should be. Many business owners face the same challenge: vendors who don’t accept credit cards . This means paying via ACH, wire transfers, or checks — and missing out on valuable credit card rewards . Why This Matters When cash flow is tight, having the flexibility to pay vendors using a credit card can make a big difference. Without it, funds are tied up, and businesses miss opportunities to earn rewards or streamline payment management. How Fintech Solutions Help Modern fintech for SMBs provides solutions like Pay by Credit Card , which allow businesses to pay vendors with a credit card while vendors still receive funds via ACH, wire, or check. Platforms such as Zil Money make this possible, ensuring vendors get paid their way and businesses gain financial flexibility. Key Benefits Enhanced Cash Flow: Extend payment cycles while keeping vendors satisfied. Earn Rewards: Maximize points, m...

Let’s be real — running a small or medium business isn’t easy. You’re juggling sales, payroll, inventory, and a million other things. And then comes vendor payments , which somehow manage to make your life more complicated. One of the most common headaches? Vendors who don’t accept credit cards. You know the scenario: your credit card is ready to go, but the vendor only takes ACH, wire, or even old-fashioned checks. That means you miss out on credit card rewards and have to deal with extra steps. Frustrating, right? Why This Matters for Cash Flow Cash flow is king for SMBs. Paying vendors with cash or bank transfers might get the job done, but it ties up money that could be used for other parts of your business. And honestly, who doesn’t want to earn a little extra on the side with card rewards? A Fintech Hack: Pay by Credit Card Here’s where modern fintech for SMB comes to the rescue. Platforms like Zil Money have this neat Pay by Credit Card feature. The idea is simple: you pay ...