Business Payment Solutions

Managing vendor payments can feel like a never-ending task for small and medium-sized businesses. Between juggling invoices, handling different payment methods, and managing cash flow, it’s easy to lose track. One of the biggest challenges? Many vendors still don’t accept credit cards . That means writing checks or setting up ACH transfers — and missing out on credit card rewards or short-term flexibility that could make a real difference. A Smarter Way: Pay by Credit Card Thanks to modern fintech for SMB , there’s now a simpler way to handle all of this. Platforms like Zil Money offer a feature called Pay by Credit Card that makes vendor payments easier, faster, and more flexible. Even if your vendor doesn’t accept credit cards, you can still pay them through Zil Money. Here’s how it works: You pay the amount using your credit card . Zil Money sends the funds to your vendor through their preferred method — ACH, wire, or check . You maintain good cash flow and earn credit card rewar...

  For many small and medium-sized businesses (SMBs), handling vendor payments can be a constant challenge. From vendors who don’t accept credit cards to managing tight cash flow and missed credit card rewards , it’s easy to see why payment management often becomes stressful. Today, innovative fintech for SMB solutions are transforming the way businesses make and manage payments. Platforms like Zil Money are helping businesses pay vendors their way — with flexible options like Pay by Credit Card — while vendors continue to receive funds through their preferred method. The Common Vendor Payment Problem Many SMBs rely on checks, ACH, or wire transfers to pay their vendors. But when a vendor doesn’t accept credit cards, businesses lose out on potential benefits like cashback, reward points, and improved cash flow. Common challenges include: Vendors not accepting card payments. Short payment timelines that strain cash flow. Manual accounting and reconciliation work. Missed credit ca...

For small business owners, managing vendor payments is more than just sending money — it’s about maintaining cash flow, earning rewards, and keeping operations smooth. But what happens when your vendors don’t accept credit cards? This is where platforms like Zil Money’s Pay by Credit Card make all the difference. They allow you to pay any vendor using your credit card, even if the vendor only accepts ACH, wire, or check. You get flexibility and rewards — while your vendor gets paid their way. How It Works: You pay using your business credit card. The platform sends payment to your vendor via ACH, wire, or check. You keep your rewards and enjoy better cash flow management. Why It Matters: Cash Flow Flexibility: Get up to 45 days (or your billing cycle) before paying your credit card bill. Earn Rewards: Turn regular expenses into valuable points or cashback. No Vendor Hassle: Vendors don’t need to change anything — they receive funds like usual. Streamlined Accounts Payable: Track ...

Managing vendor payments can be challenging for small and medium-sized businesses. One of the most common issues? Vendors that don’t accept credit cards. This can lead to delayed payments, tighter cash flow, and missed opportunities for rewards. Fortunately, fintech platforms are offering solutions. Platforms like Zil Money’s Pay by Credit Card allow businesses to pay vendors with their credit card, even if the vendor prefers ACH, wire, or check. Key Benefits: Flexible Cash Flow – Pay on your schedule while leveraging your credit card billing cycle. Earn Rewards – Turn everyday vendor payments into cashback, points, or travel rewards. Vendor-Friendly Payments – Vendors receive money in their preferred method without extra effort. Simplified Accounting – Track payments digitally, reduce errors, and save time. Using Pay by Credit Card platforms helps SMBs streamline accounts payable while keeping vendors satisfied and earning rewards. This modern approach transforms routine payments...

For small and medium-sized businesses, managing vendor payments efficiently can make the difference between healthy cash flow and financial strain. Many business owners face a recurring challenge — vendors who don’t accept credit cards. This limitation often forces companies to use cash or bank transfers, missing out on valuable credit card rewards and short-term liquidity advantages. The Challenge: Limited Payment Flexibility Not every vendor is set up to receive card payments. Whether it’s a supplier, contractor, or service provider, many prefer ACH, wire transfers, or paper checks. For businesses, this creates a gap — they have available credit on their cards but can’t use it to pay vendors directly. The result? Restricted cash flow, delayed payments, and missed opportunities to earn card-based rewards or optimize spending cycles. The Fintech Fix: Pay by Credit Card Modern fintech for SMB is transforming how businesses handle payments. Platforms like Zil Money have introduced ...

Managing vendor payments is a critical part of running a small or medium-sized business. Yet, many businesses face a recurring challenge: vendors that don’t accept credit cards. This limitation can lead to cash flow pressures, missed rewards, and more time spent on manual processes. Fortunately, fintech solutions are helping businesses overcome these hurdles. Platforms like Zil Money’s Pay by Credit Card allow businesses to pay vendors using a credit card while vendors still receive funds via ACH, wire, or check. This approach provides several benefits: Improved Cash Flow – Maintain liquidity while ensuring bills are paid on time. Earn Credit Card Rewards – Maximize cashback, points, or miles on everyday expenses. Simplified Accounting – Centralize all transactions for easy tracking and reconciliation. Vendor Convenience – Vendors continue to receive payments in their preferred method. By leveraging these platforms, SMBs can turn a routine administrative task into an opportunity f...