Business Payment Solutions

  Small and medium business owners often face a frustrating reality: many vendors refuse credit card payments, sticking to ACH, wires, or checks instead. This limits your cash flow flexibility and blocks you from earning valuable credit card rewards on essential expenses.​ What is Pay by Credit Card? Pay by Credit Card is a fintech solution that lets you fund vendor payments with your business credit card, even if the vendor doesn't accept cards. The platform charges your card and disburses funds to the vendor via their preferred method—ACH, wire transfer, or physical check. Platforms like Zil Money’s Pay by Credit Card make this process seamless and efficient. Key Benefits for SMBs Cash Flow Control: Leverage your card's billing cycle for 20-45 extra days of float without delaying vendor payments. delaying vendor payments.​ Earn Rewards: Convert routine expenses into points, cashback, or miles that would otherwise earn nothing.​ Simplified Tracking: Centralize payments in one...

Small and medium businesses often struggle to manage cash flow—especially when vendors don’t accept credit card payments. You miss out on valuable rewards, and balancing outflows with incoming revenue becomes a challenge. What if there was a smarter way to handle all this? Meet Pay by Credit Card Pay by Credit Card is transforming vendor payments for SMBs. Platforms like Zil Money’s Pay by Credit Card let you pay any vendor with your credit card, even if they only accept ACH, wire, or check. The platform pays your vendor in their preferred way, but you get the flexibility and perks of card payments. What Sets Pay by Credit Card Apart? Maximize Cash Flow: Use your credit card to extend payment periods, keeping your working capital in check. Earn More Rewards: Get points, cashback, or miles on business expenses that used to go unrewarded. Streamline the Process: Consolidate payments and automate scheduling, so you spend less time on paperwork. Vendor-Friendly: Vendors still receive pa...

Managing vendor payments is often one of the biggest challenges for small and medium businesses. Many vendors prefer payments via ACH, wire transfer, or check—and don’t accept credit cards. This can limit your cash flow flexibility and cause you to miss out on valuable credit card rewards. What Is Pay by Credit Card? Pay by Credit Card is a fintech innovation that lets you pay vendors using your credit card, even if they don’t accept card payments directly. Platforms like Zil Money’s Pay by Credit Card charge your card and pay your vendors through their preferred method. This means you can enjoy all the benefits of credit card payments without disrupting existing vendor relationships. Benefits for Small and Medium Businesses Boost Cash Flow: Spread out cash outflows by leveraging your credit card’s billing cycle. Earn Rewards: Accumulate points, cashback, or travel miles on payments that traditionally wouldn’t earn rewards. Simplify Payments: Manage all vendor payments in one place, a...

The New Way SMBs Handle Vendor Payments If you’re running a small or medium business, you’ve probably dealt with this headache: Some vendors accept cards, some don’t, and some want only traditional payments. This inconsistency creates stress, delays, and unwanted cash crunches. Many business owners feel stuck using ACH or checks — even when paying by credit card would make things easier. But fintech tools are changing that. Modern solutions like Zil Money now let you Pay by Credit Card while your vendors still get paid in the format they prefer. It’s one of the biggest quiet shifts happening in business payments . Why Vendors Avoid Accepting Credit Cards There are a few common reasons: They don’t want to pay card processing fees Their accounting system doesn’t support card payments They prefer traditional bank transfers or checks They want predictable payouts But none of these reasons should stop you — the business owner — from using your credit card for cash flow s...

Running a Business? Here’s Why Paying Vendors by Credit Card Just Makes Sense If you run a small or medium-sized business, you already know the struggle — some vendors just won’t accept credit cards. You end up juggling ACH payments, wires, or even paper checks. It’s time-consuming, it hurts your cash flow, and it means missing out on valuable credit card rewards . That’s where modern fintech for SMBs comes in. The Challenge: Vendors Who Don’t Accept Cards Many suppliers prefer traditional payment methods for simplicity or cost reasons. But for business owners, this creates friction. You might have expenses piling up while waiting for revenue to arrive — and you lose the flexibility that credit cards offer. With traditional payments, you pay immediately. With a Pay by Credit Card feature, you can extend your cash flow window while vendors still get paid their way. The Fintech Fix: Platforms Like Zil Money Innovative platforms such as Zil Money now allow you to pay any vendor with a ...

Managing vendor payments can feel like a never-ending task for small and medium-sized businesses. Between juggling invoices, handling different payment methods, and managing cash flow, it’s easy to lose track. One of the biggest challenges? Many vendors still don’t accept credit cards . That means writing checks or setting up ACH transfers — and missing out on credit card rewards or short-term flexibility that could make a real difference. A Smarter Way: Pay by Credit Card Thanks to modern fintech for SMB , there’s now a simpler way to handle all of this. Platforms like Zil Money offer a feature called Pay by Credit Card that makes vendor payments easier, faster, and more flexible. Even if your vendor doesn’t accept credit cards, you can still pay them through Zil Money. Here’s how it works: You pay the amount using your credit card . Zil Money sends the funds to your vendor through their preferred method — ACH, wire, or check . You maintain good cash flow and earn credit card rewar...

Running a small or medium-sized business is never easy — especially when it comes to managing vendor payments. Many vendors still don’t accept credit cards, forcing business owners to rely on checks or bank transfers. This not only slows things down but also causes missed opportunities for credit card rewards and tighter cash flow . The Common Payment Challenge Most small businesses face a familiar problem: vendors want ACH or checks, while owners want the flexibility of credit card payments. Without a unified system, payment management becomes confusing and time-consuming. That’s where fintech for SMB steps in to bridge the gap. How Fintech Platforms Like Zil Money Help Modern fintech platforms such as Zil Money now offer innovative vendor payment solutions — including a powerful feature called Pay by Credit Card . With this option, businesses can pay any vendor via credit card, even if the vendor doesn’t accept cards. Vendors still receive payments through their preferred methods...

  Running a small or medium-sized business comes with its fair share of challenges — especially when it comes to vendor payments . Many vendors don’t accept credit cards, forcing businesses to rely on traditional payment methods like checks, ACH, or wire transfers. This not only limits flexibility but also causes businesses to miss out on valuable credit card rewards and smoother cash management. Thankfully, modern fintech for SMB platforms are changing the way payments work — offering solutions like Pay by Credit Card to simplify transactions and improve financial efficiency. The Problem: Limited Payment Flexibility For SMBs, paying vendors on time is crucial to maintaining good relationships. But the process can get complicated when vendors reject card payments. That creates a few key issues: 💸 Tighter cash flow and limited liquidity. ⏰ Extra time spent managing multiple payment methods. 🎁 Missed credit card reward opportunities. 🧾 Manual record-keeping that slows operatio...